About Me

My photo
New York City, NY, United States
Traveler, Businessman, Student, Leader, Learner.

November 19, 2020

About Me


I am an avid traveler and traveled along the coastal region of India totaling 5,500 miles in 25 days in 2010, to create awareness about polio among the people of India. I am very passionate about investments. I am currently pursuing MBA in Finance and Business Analytics at Frank G. Zarb School of Business, Hofstra University to pursue my dreams of working in an investment firm.

With a vision to bring all the like minded individuals together and promote motorbiking in India, a friend and I co-founded a team called Team A2B (www.teama2b.com).

I have traveled to the World's highest motor-able road, Khardung La in Leh-Ladakh, India. The other places, that I have visited on my bike are,

1. Jaipur, Jaisalmer, Bikaner (Rajasthan, India) in February, 2010.
2. Dalhousie, Chamba,Khajjiar, Kalavan (Himachal Pradesh, India) in March 2010.
3. Bareilly, Nepal, Nainital, Badrinath (Uttaranchal in India and Nepal) in March 2010.
4. Shimla, Kufri, Chail, Kasauli, Morni (Himachal Pradesh, India) many a times.

Other achievements of mine include:
1. TEAM A2B's Coverage on << DAY & NIGHT NEWS CHANNEL >> 11th August 2010 - 10.30 PM -Video1
2. Featured in Bike India magazine, many a times, including my travelogue of Rajasthan in the march, 2010 edition.
3. I have performed in more than 5 stunt shows, in Chandigarh as well as the surrounding region.

October 2, 2014

Zarb Executive Speaker Event- Co-Sponsored by Hofstra InvestmentBanking Association(HIBA)

It was a great experience of co-sponsoring executive speaker event where Mr. Kenneth Topping, Managing Director, Asset Management division of Goldman Sachs came as a guest speaker and talked about Leadership Development at Goldman Sachs. Students had a great time speaking about career opportunities at Goldman Sachs and Mr. Topping also enjoyed coming back to Hofstra. He is a BS Computer Science, 1988 graduate from Hofstra University.

Dean Patrick Socci, Dean of Frank G. Zarb School of Business, Hofstra University opened the event by introducing Mr. Topping to the audience.

Dr. K.G. Viswanathan (Chairperson, Finance Department), Dr. Steven Krull (Faculty, Finance Department), Mr. Mehmet Eren (Past Secretary, HIBA 2013-14) and Mr. Keith Eisenberg (Treasurer, HIBA) along with others were present at the event.



(Right) Mr. Kenneth Topping (MD, Asset Management, Goldman Sachs) and Mr. Gaurav Gupta (President, Hofstra Investment Banking Association) presenting gift of honor

Left to Right- Mr. Jingxuan Chen(VP, HIBA), Mr. Gaurav Gupta (President, HIBA), Mr. Kenneth Topping (MD, Asset Management-Goldman Sachs) and Ms. Barbara Church Kattan (Director, Zarb Graduate Business Career Center)

September 26, 2014

New York Fed Visit

The Zarb Graduate Business School Career Center and Hofstra Investment Banking Association(HIBA) organized a visit to the NY Fed. Ms. Barbara Church Kattan (Director, Career Center), Mr. JIngxuan Chen(VP, HIBA) and Mr. Apurv Vispute (Event Manager, HIBA) managed and led the group of 25 students to the Fed. Here are some pictures from the trip.

Ms. Kattan, Mr. Chen and students outside the Fed 
Ms. Kattan, Mr. Vispute and Mr. Chen with the students

Ms. Kattan with the students

September 22, 2014

Executive Panel- Hofstra Investment Banking Association

Hofstra Investment Banking Association organized an executive panel event on September 17, 2014 for the students where the executives such as Mr. Robert Pauley (Morgan Stanley), Ms. Marilyn Antoine (Merrill Lynch) and Mr. Hernan Celis (JPMorgan Chase) were present. They interacted and shared their experiences with the students. The students had a great learning experience.   There were more than 65 students present at the event. Vice Dean George Papaioannou, Dr. KG Viswanathan and Dr. Dominique Gehy (Faculty Advisor) were present at the event. The officers of HIBA did a great job in working as a team and making this event a successful event.


From left: Mr. Gaurav Gupta(President,HIBA), Dr. Dominique Gehy(Faculty Advisor,HIBA), Mr. Hernan Celis, Ms. Marilyn Antoine , Mr. Robert Pauley, Mr. Jingxuan Chen(VP, HIBA), Mr. Apurv Vispute(Event Manager, HIBA) and Mr. Keith Eisenberg(Treasurer, HIBA)




September 4, 2014

Movie:"The Pursuit of Happyness"

A movie which shows all the struggle that a person can do in his/her life and then can eventually become a millionaire. Perseverance, Honesty, Hard-Work and Determination are a few of the characteristics that have been portrayed in the movie as being the ingredients on the way to success. As our dean sums up,"Happiness is not a destination, it is a journey". 

This movie was chosen by Hofstra Investment Banking Associaton to be shown to the new students so as to inspire and motivate them to work hard and achieve success in their lives. I feel honored to be the leader of the Associaton at the time this movie was shown and also being the initiator of this event. I hope our Associaton is able to keep working towards student development and help them achieve success in their careers.


September 1, 2014

Getting Internship Offer from a Tech Startup

It was a usual meeting with my Multivariate and Simulation methods professor. He is very admirable and helps his students in any possible way and goes out of his way to do that. We were discussing the agenda for the fall semester and how the classes are going to be during this semester. Then we started discussing career opportunities after graduating for me as an MBA with double majors in Finance and Business Analytics. He told me about numerous job opportunities that a student can have with finance skills along with good technical skills. While we were discussing these, he asked me if I would be willing to do a part-time job/internship over the fall semester. I told him that I would like to know my responsibilities as an intern. So he put me in contact with the person incharge from a tech startup company called ProSeeder Technologies and it deals in SaaS for the finance firms such as Venture Capitals, Angel Investors and Broker-Dealers. I sent an email to her to fix the interview or information call for the following morning. 

The interviewer called me the following morning and gave me a brief description of the job responsibilities that I would have at the company. Some of the responsibilities that I would have include data review and modification using Excel, quality assurance of data, import into client customized ProSeeder sites, content development for the client demo sites, market research, and other projects as needed. It sounded exciting over the phone and I was already ready to go for this internship. The interviewer asked me if I had ever used excel before. That was when I felt very confident while answering that question because I had already built many financial models such as Option pricing model (both binomial and Black-Scholes model), Bond pricing model, firm valuation model and Merger model to name a few. I told her that I had built some models in excel. Right after she heard that I knew how to use excel, she said, "Ok, then see you on next Thursday at the office". She asked if I knew anyone else who could work at that office. I knew of a friend who was looking for an internship over the fall semester, so I recommended him to her and they both setup an interview for the following week. 

This moment was the moment that I had been working hard for for last one year. The next thing on my agenda is to do my best at this internship and climb up the ladder.

August 28, 2014

Panelist at International Student Panel

A year ago, I was on the other side of the table listening to the panelists sharing their experiences with the new students such as me at that time. I wondered how amazing it would be for them to share their experiences with us. I never thought I would be there on the panelists' side of the table the following year. This year I was invited by the Multicultural and International Students Programs Office to be a panelist at the International Student Panel. It was a wonderful experience sharing my experiences with the new students.


August 19, 2014

Why I Had to Say No to an Investment Banking Internship Offer

After sending hundreds of resumes to different investment banks, I finally got an interview with a boutique investment bank (in spite of me not being from a "target" B-school). I was interviewed by three different people including the president of the firm. The questions asked were typical investment banking interview questions such as "Do you know Financial Modeling?", "Do you have an experience of valuing a company?" and "Mention details about a recent IPO".

Every question was answered fine. My undergraduate degree in biotechnology engineering was the biggest plus point as the firm was interested in someone who could understand and value a biotechnology firm. Also, my two year work experience at a manufacturing firm and my current MBA in Finance and Business Analytics  program added to the chances of me getting hired as an intern. The president and the other interviewers liked my experience and were willing to take me as an intern provided I did not demand any compensation. However, at that time my financial situation was not very sound and I could not afford to travel everyday from Long Island to New York City which would cost me extra $600 per month. 

The president asked me if I would be willing to take that position. I thought twice before speaking and told him that I would need some compensation in order to accept that offer. He mentioned that he would hire me as intern right away if I did not demand compensation. However, now he would have to reconsider and talk to the budgeting department of the firm to check if they could compensate me for that position. I followed up after a few weeks but I did not get a reply. I assumed that they had found another candidate who did not demand any compensation. I asked again after a few months if I could join the firm for fall internship but the answer was a "no". 

After this incident, I learned two valuable lessons: 
1. You don't have to necessarily be a student/graduate from an Ivy League School to get offer/interview from an investment bank.
2. You need to be prepared for this kind of opportunity as it might not strike again.

March 18, 2014

Getting into Business School and climbing up the ladder

The sun was back in business after an especially cold and extended winter and I was lying on the grass outside the library. I felt tired but productive because I had just executed a sizable chunk of assignments. I was thinking about all the stark changes my life and I went through in the past one year.

Working at a restaurant funded my application process to targeted business schools. Whilst working at the restaurant, I would occasionally feel like giving in to the temptation of returning to my hometown. I would then gather myself and think about how temporary the situation was and how I would cherish those moments of hard work and learning in the not so distant future.

I used to try and live as efficiently and thriftily as I could, which meant that I couldn't eat out and had to stay at least a mile away from the very inviting restaurants. Any transaction involving denominations more than $10 required me to reconsider my priorities and decide. One such decision was whether to attend a meeting at Rotary Club of Wall Street (RCWS) because the fees for the guests was worth $25. I have been associated with Rotary international since 2007 and was eager in attending the meeting of RCWS and meeting with the fellow Rotarians. I have always appreciated the community service that the Rotarians engage in and looked forward to meet the then president Mr. Thomas Rudy. It was decided that the $25 be forsaken.

I researched about and visited renowned business schools such as Stern, Columbia, Pace and Baruch in my after hours. I wanted to understand the schools and their admission criteria better. My sister encouraged me to take TOEFL while I was still in the planning phase. I had already taken the GRE before and the scores were still valid, fortunatelyI took the TOEFL and proceeded with the process. got a chance to visit an event called QS World MBA Tour. 

At the QS World MBA Tour, I met Hofstra University's Full Time Day MBA Program Director, Dr. Andrew Forman. I expressed my interest of attending a graduate business program and studying financeHe took a look at my resume and told me that it was good enough for the school to accept, looking at past trends. He also told me that the application fees were waived for applicants who attended the seminar; the meeting couldn’t have gotten any better. I thanked my judgment for deciding to attend the Wall Street event because I had just saved more money than I spent on such necessary expenses.

Another month spent at serving tables, I got an email that congratulated me for being accepted at Hofstra University’s Frank G. Zarb School of business with a decent scholarship amount. The news filled my sister and myself with joy. All those months of hard work and sacrifices had ultimately resulted in fruition. It was an important day for my family.

My classes started in September and I tried to engage myself in as many extra curricular activities on campus as I could. I already had an on campus job offer as Graduate Assistant to Finance Department. I joined Hofstra Investment Banking Association (HIBA) and Hofstra Indian Students' Association (HISA) one month in the semesterI gelled and made friends with my classmates and teachers. I also got in touch with teachers who didn’t teach me because you always learn a thing or twenty from almost everybody.

I was invited to be graduate student representative for the Zarb Executive Committee. I was completely clueless about the purpose of this committee and I asked my sister about it, who is a graduate from NYU’s school of dentistry herself. She briefed that the executive committee is responsible for major decisions at the school. I liked the thought of being the students’ representative once again and gladly accepted the opportunity. I representated students in my undergraduate university too, as the south campus chairman of Students' Organisation of Panjab University(SOPU).

The semester was just over a couple months old when my education loan got rejected and another major obstacle confronted me. I was stressed and spoke it out with two of my close friends, Snehal and Apurv. Continuing with my education at Hofstra seemed impossible without a divine intervention. I also spoke with my marketing professor and the Dean. Our relationships were forged in classrooms and in executive committee meetings. They said that they would talk with my sponsor, the CV Starr foundation and initiate it to reconsider my scholarship. And it did. My scholarship was raised and my pursuit did not halt. My belief of "giving your best and leaving the rest" was reinforced.

I had a chance to meet Ms. Annabelle Libeau, a student of French Origin at Columbia University. She was an RCWS sponsored student pursuing Masters in Public Administration (MPA) and the intention of the meeting was to share and benefit from each others experiences as international students. She had passed 2 levels of CFA certification exam and encouraged me to take level 1; I was unsure about the certification thenShe persuaded me and told me how level 1 was a basic exam. A person without finance background, like me, could study on his/her own and could pass the exam. I was somewhat convinced and slept over it. I talked about the certification with my friend Shobhit, who also was studying at Columbia University. He made me take a look at the study materials and then asked me to decide. The vast pastures of financial information got me hooked and I decided to do it. I studied the books over the winter break while my friends were away on vacation. I learned so many things over the period that I feel the books should be read even if one doesn’t want to go for the certification.

Semester one ended on a happy note with an attractive and a well deserved GPA. I now am in the second semester and still preparing for the 1st level of CFA. I feel much better prepared for it now. I am loving, and enjoying my experience at this wonderful institution and in this great country.

Next target: finding an internship for the summer break.

March 15, 2014

Pursuit of Happiness


It was a usual day and I was studying Quantitative Methods for my CFA certification. I got a call from Mr. Ron Sidhu at 6:20 pm and he asked me to meet with him in NYC at around 7 pm. He wanted to introduce me to a person from Citi group. My estimation reflected that I’d need at least two hours to make the commute. Mr. Sidhu and his friend would be meeting for an hour or so, which meant that they would be together till only around 8:15.

Mr. Sidhu advised me to try and make it ASAP. It was a moment where I had to make a decision and act on my feet and I said to myself, "It’s now or never". I hung up and got ready in 10 minutes. It was 6:35 pm then. The next major hurdle was getting to the train station, which is about 4 miles away from my residence and the rather windy evening added to my list of troubles. The nearest place from where I could take a ride to the train station was my grad school (Frank G. Zarb school of business, Hofstra University), which has hourly shuttles to the train station. Hofstra is a mile away from my house and running was the only option left. My attire didn’t fit the occasion and neither did the weather. Running for a mile after many years was a task and I’m not athletically built, physically. The walk usually takes 25 minutes but I beat my own time by 10 whole minutes because the situation so required. My watch said it was 6:50 pm and the guests were to disperse in an hour and fifteen minutes.

The receptionist directed me towards the next shuttle, which was supposed to leave campus at 7:07 pm. I calculated, and concluded that I would reach the train station by 7:35 pm and the next train was supposed to leave at 7:45, which meant I would reach the diners by 9. I needed transportation much before the scheduled 7:07 pm shuttle.

I requested the receptionist to arrange a ride for me to the station as I had an urgent interview to attend at 8 pm in the city. The gentleman was empathetic enough to call the campus Public Safety office and ask them to drive me to the station. The Public Safety SUV arrived 10 minutes after; the watch read 6:57 pm. I expressed my concern to the driver that I had to make it to the city in time, else the world would be over for me. He made every possible legal attempt to make it to the train station ASAP. We managed to reach the train station at 7:12 pm. I thanked him and flew towards the ticket dispenser. 

The next train was to arrive at 7:14 pm. I felt euphoric, as if I had attained the biggest goal of my life. The train reached Penn station at 8 pm (I had 15 minutes and one mile between me and my destination, which was 27th, Park Ave.) I sprinted again from Penn and made it to the destination in time. Mr. Sidhu and his friend were kind and considerate in waiting for me; I silently congratulated myself for making possible the impossible. Mr. Sidhu also appreciated my endeavor and my drive for being not too late. 

After his friend had left, Mr. Sidhu and I discussed about Mortgage Backed Securities(MBS), Collateralized Debt Obligations(CDOs), Credit Default Swaps(CDSs), Monte Carlo Simulation and many more financial instruments and tools. I believe I learned a lot from that long conversation.

Traveling hassles and the Polar vortex seem trivial compared to my desire of learning.

May 15, 2011

Journey of four years: The engineering

Now that we have come to an end of a beautiful saga of four years of our lives, i would like to revive some of the old memories since our first day of the college.

We had entered our college after being pampered for many years at home and in school. The first day at college seemed to be the worst nightmare when the groups of seniors came and ragged and bullied us. At first I wanted to leave this place and go away. But, after a few days, a beautiful relation of seniors and juniors developed amongst us and The seniors. Then the nightouts with friends and riding to the hill stations nearby, was like living your own life without any restrictions.

Then came the second year. We were seniors now and The Fatchas entered the college with the same ardor and zeal as we all had. We too ragged them and made them good younger brothers and many of them stood against us and fought. That bond grew stronger and stronger as the days passed. We still enjoyed our early years of college life to the fullest and started to bunk the classes as if we didn't care about that creature standing in the class and speaking unnecessarily for the next one hour. While sitting in the class, we would still make noises and Then the teacher would escort us till the door and humbly requested us to leave the class. Then came the final exams and we didn't know what to do other than making chits and writing on the palms and arms.

Then came the third year. This was the year when we were little worried about our future. Some of us got engaged in the preparation of CAT, few were for GRE and other entrance exams. But still we managed to enjoy our third year till the fullest. Sometimes the head of department would come to scold us, but all in vain. Final exams were taken in the same old way as in second year.


Then came the last year of our college life. It was then when we all started to worry about our future after the college life. Old grudges and rifts were solved in this year and many of them just enjoyed last year to the fullest. Booze parties, trips and picnics was what we all did in the last year. Being with your buddies till late at night is what I feel is the best part of your college life. We did nothing but enjoyed our last few days to the fullest and who shall see these days again in the life ahead?

These years will just be cherished as sweet memories throughout our lives and We won't get them back. In all, these four years were the best days of my life...

And one of my friends,, Parambir Singh Salar described these 4 years in his own words as

"sessionals.internal.externals.presentations.gogo.jaali-medical.freshers.jhankar.goonj.sopu.pusu.stu-c.chaa.paronthe.larhaiyaan.bai-kithe-ho.night-out.gerhiyaan.savitri-bai.9to9.pu-ground.akhand-path.shake-shop.hasna.rona.aoukha-hona.kasauli.mass-bunk.ashiqi.kaimbwala.grari.YAARI.4 years just seem like one whole day"


May 9, 2011

A new family member-Tweet!

Hi all,
I am hereby going to tell you all about our new family member called Tweet. He is a Black Labrador retriever. Ever since, I brought him home on 28th of April, 2011, I am in love with him like anything. He looks into my eyes like an innocent child and asks me for my love and licks me. I too hold him tightly in love. Its like he is a part of me. My mother, is also very fond of him, and sometimes keep shouting at me as he keeps littering around and creates a  mess in the house. But, still she loves him like her own son. He keeps roaming around my mom, as he wants to play with her. He holds her feet and starts licking her feet and asks that he wants to play with her.
My father too, when he comes from his office, plays with him. Tweet is like a baby in our house and has brought happiness in our home. Here are some of his pics.







February 13, 2011

Trip to Naina Devi from Mandi Gobindgarh(350km)

My father came back from the office and was having his dinner, when he asked me if I wanted to go to Naina Devi, the next day. I replied in  affirmative to his question. So, it was decided that we may leave at 8 in the morning. I slept at around 1 at night.
I woke up at 8:15 am, that too when my dad came to wake me up.Any how, I got ready in around half an hour and we had morning tea together. We left for Naina Devi at around 9am. It was a nice cloudy day with little showers of rain drizzling. So, we were on the way to Naina Devi, going via Sirhind, Morinda and Ropar. When we reached Ropar i.e. around 80kilometers from Mandi Gobindgarh at around 11am, we stopped to have our breakfast. It was Hari Sweets where we halted and had our breakfast. We had Chane and Bhature in the breakfast.
Then, after the breakfast, we left for Naina Devi. With lot of obstructions on the road, we started with the upslope of the hills leading to Naina Devi. While we were driving towards the shrine, we were met by some landslides. We had to wait there for good 30 minutes, till the workers cleared the roads. But, while waiting for the roads to be cleared, I didn't feel bored, as the scenic beauty around just stole my attention and left me spellbound. I clicked some pictures around. The roads were cleared now. So, we again started off for Naina Devi.

The drive till Naina Devi was too good. The famous Bhakhra river was flowing along the road. It was a very nice view. We reached Naina Devi in another half an hour and started the final journey towards the bhavan. We waded through the narrow streets towards the Shrine. It was a very crowded courtyard of the Shrine. It seemed as if many books were stacked together so as to leave no space to even let the air pass through it. All the people were chanting "jai mata di". Two of the worshipers got into quarrel, for one of them entered into wrong queue. The others said,' Mata ke darbaar pe ladne aye ho ya Maatha tekne?(Have you come here to preach or to fight)." While we were in the queue leading to the shrine, many monkeys came and started staring at us in anger. Some of the worshipers got scared and started shouting. I asked them to stay calm and not to look into the eyes of the monkeys. So, in another 5 minutes, we entered into the shrine. It took us 1 hour to reach the room where the idols were kept. It was only 100 meters away.

Finally, my parents took blessings and we moved out of the room. I didn't take blessings as I am an atheist. Then, we had some rest in courtyard of the premises. The cold breeze was blowing and it was a nice atmosphere around. After sometime, we started to go back to the parking, where our car was parked. Then, in no more time, our driver started off for the journey back to our home. He drove till Fatehgarh Sahib in Punjab, and then boarded a bus back to his home, as we had to go further to Rajpura for dinner. So, I drove after that. We reached Haveli at  Rajpura at around 5pm. I had burgers at the Mc Donalds, while mom n dad had there dinner inside the haveli. So, after the dinner, we came back to our place. It was a 350 kms long trip and a very nice one.

P.S. Pics are here.

February 8, 2011

Media Coverage

1.RIDING FOR CAUSE 


HEROES ON WHEELS: Gaurav Gupta (left), an engineering student and Deepak Sharma, a BA student from Chandigarh, ride across the nation to spread the message of polio awareness. The ‘polio warriors’ began their journey on December 28 from Chandigarh

2. Novel way to spread the message on polio

Rotarians Gaurav Gupta (right) and Deepak Sharma, who are on a motor bike tour from Chandigarh to spread awareness about polio, address a press conference in Vijayawada on Tuesday. Photo: V. Raju
The Hindu

Rotarians Gaurav Gupta (right) and Deepak Sharma, who are on a motor bike tour from Chandigarh to spread awareness about polio, address a press conference in Vijayawada on Tuesday. Photo: V. Raju
With the objective of creating awareness about eradication of polio, two students and Rotaracts from Chandigarh – Gaurav Gupta and Deepak Sharma – have embarked on a tour across the country on motorcycle intending to log about 7,600 km in all.
The rally, which began at Chandigarh and will conclude at Goa, touching various cities and towns, including Delhi, Agra, Kanpur, Varanasi, Kolkata, Bhubaneshwar, Visakhapatnam, Vijayawada, Chennai, Kanyakumari and Thiruvananthapuram.
Speaking to reporters during their arrival here on Tuesday, Mr. Gupta said the 25-day rally was funded by the National Polio Plus Committee of India for the Rotary Club. He said the PAIN (Pakistan, Afghanistan, India and Nigeria) countries were the only four countries in the world that were still reporting polio cases.
Mr. Gupta said both of them were trying to interact with the parents and educating them about the need to administer polio vaccine on January 16. The team asserted that efforts will be continued in association with several partner organisations and agencies till polio was totally rooted out from the globe.
Rotary Club of Vijayawada Krishnaveni president Ashok K. Sethi appreciated the youngsters for spending time and undergoing physical strain for a noble cause.
He said around Rs. 706 crore was spent in India by the Rotary International to eradicate polio through the WHO and the UNICEF.
The rally was flagged off on December 20 last year and it would conclude on January 20. The team will be leaving the city on Wednesday for Nellore en route Tamil Nadu and other areas in south India. The club secretary T.V. Krishna Rao and others were present.

December 15, 2010

Itinerary For India Tour.

Serial Number
Date
Place
1
29th December, 2010
Agra
2
30th December, 2010
Varanasi
3
31st December, 2010
Dhanbad
4
1st  January, 2011
Kolkata
5
2nd January, 2011
Bhubaneshwar
6
3rd January, 2011
Vishakhapatnam
7
4th January, 2011
Vijaywada
8
5th  January, 2011
Chennai
9
6th  -7th January, 2011
Pondicherry
10
8th January, 2011
Kanyakumari
11
9th – 10th January, 2011
Trivandrum
12
11th January, 2011
Mahe
13
12th – 16th January, 2011
Goa
14
17th January, 2011
Mumbai(or, Pune)
15
18th January, 2011
Ahmedabad
16
19th January, 2011
Via Rann of Kutch to Mt. Abu
17
20th January, 2011
Jaipur
18
21st January, 2011
Chandigarh
Riders- 2
Bikes- P220cc and P200cc
Proposed distance-8000kms
estimated expenses- 30000 per head





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